La presente informativa è resa, anche ai sensi dell’art. 13 del D. Lgs. 196/2003 “Codice in materia di protezione dei dati personali” (“Codice Privacy”) 
e degli artt. 13 e 14 del Regolamento (UE) 2016/679 (“GDPR”), a coloro che si collegano alla presente edizione online del giornale Tribuna Economica di proprietà di AFC Editore Soc. Coop. 

Leggi di più

BankNordik P/F has entered into an agreement with the European Investment Fund (EIF) under the “InnovFin SME Guarantee Facility”. The guarantee agreement will allow BankNordik to issue up to DKK 300 million (around €40 million) of new loans under

more favourable conditions to local SMEs and small mid-caps. The financing agreement is backed by the European Fund for Strategic Investments (EFSI), the heart of the Investment Plan for Europe. The InnovFin guarantee will allow the EIF to cover up to 50% of losses incurred in by BankNordik’s new lending, thus giving the bank an incentive to provide debt financing to innovative SMEs and small mid-caps on more favourable terms. The guarantee also translates into a better financing rate for the borrower.

European Commission Vice-President Jyrki Katainen said: "Companies that are small, new, highly innovative – or indeed all three – often face difficulties in securing finance from banks. This is certainly the case in the Arctic region, where the vast majority of companies are logically smaller given the size of the overall economy. It can be particularly challenging to obtain loans in rural parts of Greenland. This is where the InnovFin programme and the EU budget guarantee are playing a vital role. Thanks to this new agreement between the European Investment Fund and BankNordik, businesses in the Faroe Islands and Greenland will see a marked improvement in their ability to access credit, with up to 300 million Danish krone now available for new loans."

The CEO of BankNordik, Árni Ellefsen, commented: “We are delighted to be collaborating with the EIF to bring the support of the InnovFin SME Guarantee facility to SMEs in the Faroe Islands and Greenland. The InnovFin guarantee will improve access to finance for healthy, innovative SMEs at BankNordik while allowing the bank to maintain its sensible credit approach. We are convinced that the collaboration will provide a real benefit to both economies and help lay the foundation for continued growth in the coming years.”

EIF Chief Executive, Pier Luigi Gilibert, added: “This signature shows that Europe is there for everyone, whether in the heart of the continent or on the periphery. The Faroe Islands and Greenland experience the same issues with access to finance as mainland SMEs and small mid-caps, the EIF is glad it can lend a hand in improving this situation across all of Europe.”