La presente informativa è resa, anche ai sensi dell’art. 13 del D. Lgs. 196/2003 “Codice in materia di protezione dei dati personali” (“Codice Privacy”) 
e degli artt. 13 e 14 del Regolamento (UE) 2016/679 (“GDPR”), a coloro che si collegano alla presente edizione online del giornale Tribuna Economica di proprietà di AFC Editore Soc. Coop. 

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In 2018, flows of money sent by residents of the European Union (EU) to non-EU countries, referred to as personal transfers, amounted to €35.6 billion, compared with €32.6 bn in 2017. Inflows to the EU totalled €10.9 bn in 2018,

unchanged compared with 2017. This resulted in a negative balance (-€24.6 bn) for the EU with the rest of the world. The majority of personal transfers consist of flows of money sent by migrants to their country of origin.

Largest surpluses in personal transfers in Portugal, largest deficit in France.    Among Member States for which data are published, the outflows of personal transfers in 2018 were highest from France (€11.4 bn), followed by Spain (€7.7 bn – see country note), the United Kingdom (€7.0 bn), Italy (€6.5 bn) and Germany (€5.2 bn). In contrast, the highest inflows were recorded in Portugal (€3.6 bn – see country note), ahead of Romania (€3.0 bn), Poland (€2.9 bn), the United Kingdom (€2.3 bn) and Italy (€2.0 bn). As a result, the largest surpluses in personal transfers were registered in 2018 in Portugal (+€3.1 bn), Romania (+€2.7 bn) and Poland (+€2.5 bn), while France (-€10.5 bn) recorded by far the largest deficit, followed by Germany (-€5.1 bn), the United Kingdom (-€4.7 bn) and Italy (-€4.5 bn).

Extra-EU personal transfers mostly directed to Africa and Asia.   In 2018, the highest shares of intra-EU inflows among total inflows of personal transfers were recorded in Slovakia (99%), Hungary (90%), Luxembourg and Romania (both 89%), Poland (85%) and Sweden (83%). On the contrary, extra-EU inflows accounted for about three-quarters of total inflows in France (74%) and for about two-thirds in Malta (63%) and Belgium (61%). Slovakia (97%), Luxembourg (88%), Ireland (79%) and Finland (70%) were the Member States that recorded the highest proportion of intra-EU outflows in total outflows. For extra-EU outflows, the largest shares were observed in Slovenia (88%), Belgium (85%), Italy and Poland (both 83%), the Netherlands and Portugal (both 82%), and France (78%). Extra-EU personal transfers were mostly directed to Asia (21% of total extra-EU outflows), followed by North Africa (18%), non-EU European countries (16%), Central and South Africa (14%) and South America (13%).