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Bank Gospodarstwa Krajowego (BGK) has signed an agreement with the European Investment Fund (EIF) for additional resources to support Polish small and medium-sized enterprises (SMEs). Thanks to this agreement under the European Union's SME programme COSME, the supported SME loan volume is expected to reach a total of PLN 10.5 billion

(equivalent to almost €2.5 billion). The financial envelope available to SMEs within the scheme has already increased tenfold since its establishment: from the original PLN 800 million to PLN 8.4 billion.

This increase of the portfolio under the COSME programme results from the agreement signed by BGK and EIF that raised the available guarantee limit to PLN 8.4 billion. The agreement is backed by the European Fund for Strategic Investments (EFSI), the financial pillar of the Investment Plan for Europe.

BGK was the first bank in Europe to sign a COSME agreement with the EIF under the European Fund for Strategic Investment (EFSI) in 2015.

The guarantees will secure loans worth of PLN 10.5 billion, and the signing of the agreement will also enable micro, small and medium companies to benefit under the programme that makes it easier to obtain loans for development and day-to-day operation one year longer, i.e. until the end of October 2021. The total amount of credits secured with COSME guarantees so far amounts to PLN 5.5 billion.